This subsidiary, which started operations in 2008 has grown into an enviable microfinance bank with over 8 stations in the Abuja and other North Central States. In addition to its conventional role, it also provides micro finances needed by good drivers to help them in acquiring their own fleet.  It is manned by very experienced bankers.  It has a five-man board with additional operative staff strength of fifty on take off with a projected one billion naira capital base.